How to get cheap car insurance for new drivers under 25
Hey guys how’s it going welcome back to another post today we’re going to be write about insurance, Now insurance around the world is normally a bit of a problem it’s normally pretty expensive, in the UK it’s renowned for being crazy.
Now I’ve known people who paid thousands of pounds for their first year driving because it can pull the skin of a rice pudding, seriously… like 1 litre cars 1.2 litre Diesel’s all sorts of lame stuff old cars new cars all sorts.
So today I’m gonna give you a few tips on how to get your cheap car insurance for new driver, as a younger driver between 18 and 24, around about that age this could apply to anyone as well as, so if you are slightly older and you have just started driving then these tips could help you out too, so insurance in the UK is just one of those necessities that you’re gonna need to get sorted it’s illegal not to have it and just one of those things that protects your back.
if someone else crashes into you it’s one of those things you need and you just need to get sorted it’s gonna be expensive, there’s no escaping it’s gonna be pricey, it’s gonna be a few hundred quid towards, the top end of a thousand over a thousand. On my first year I paid fourteen hundred could which I consider pretty good to be fair that is a lot of money but from the horror stories.
I’ve heard from people in you know like 1-liter courses paying two, three, four thousand pounds for their first year, I think that was pretty good, so with these tips hopefully you’ll save a few hundred quid and if you do let me know in the comments, I’d love to hear your story one of the things that recommend to you would be comparison websites when it comes to insurance but don’t just use one user multiple versions of comparison websites, say there are some examples like money supermarket compare the market confused all those websites in the UK combine them up and see the best prices like I personally not sponsored.
By the way had the best prices of money supermarket but i know people who had the best of confused or common things like that search around go direct you gonna have to put some legwork in for this specially, if you on the best deal it’s gonna take a while and you’re gonna have to get used to the system, because if you go in blind then that’s where the insurance companies can really screw you so take a while do your research and use as many websites as you can to get the best price.
One word of warning when using comparison websites is that if you keep coming back to check prices the price can go up, because it knows how many terms you’ve checked and this could be between you know 50- 100 pounds and up, okay let program like ccleaner which i put in the description and wipe your cookies cache a history everything from your browser every time, you come back to a search you can create a new account on the website because like airline prices they do go up every time you check.
So keep coming back refresh with the browser and do fresh searches like that because they do through you like that I was screwed out of about 50 quid, but because I didn’t refresh it so keep that in mind too an interesting tip is that going for more unusual cards, may occasionally be cheaper than your standard first car, the normal first car is something like a 1.2 liter a 1 liter Corsa fiestas IB that’s.
So go for unusual engine sizes nothing that’s a performance end so you can’t get for a Leon Cupra or a Fiesta ST a Focus ST RS anything like that stick to the unusual but not performance engine sizes so say 1.6 diesels even the 2-liter categories could occasionally be cheaper those cars, I’d Emily bought my
first car owners and can be crashed a lot so stranqer for a car that do you think would be crashed less and has a better history my car, for example is a 1.4 sport model which is actually cheaper than the 1.2 liter for me to insure.
So try and find an unusual engine size something that not many first-time buyers will buy and that can occasionally bring the price down it’s something grannies drive go for it, because that will be cheaper .
I give you a good example for getting cheap car insurance for new drivers, I focus rather than a fiesta aller on rather than Ibiza could occasionally be cheaper if a lower engine size because that’s not normally what first-time buyers go for, so a lot of people ask about black boxes when it comes to insurance and personally my experience has been good, however I’ve gone with Tesco bank box for the past two in a bit years that I’ve been insured and they run under the company ensure the box, I think now not sponsored but they’ve been really really good the price has been pretty good.
However I’ve heard a lot of horror stories about black boxes it does definitely depend on the company you go with and some really aren’t lenient when it comes to speed harshness of driving so braking hard cornering hard driving at weird times and they will penalize you massively, for that Tesco have been awesome and they’ve they like to drive at weird times they limit your mileage, but you pay for more mileage if you run over that say you go either six eight or ten thousand mile plan.
I go on six because I really don’t drive that much and they’ve been fantastic if you drive at weird hours they don’t give you more bonus miles which is how they reward you for good driving, but they won’t cancel your insurance if you do say drivers strange times you know some black box companies and you can have to do your research on this do really badly penalize you for doing silly stuff necessarily silly stuff but unusual stuff, say if you drive at weird times a day like really early in the morning
really late at night that sort of stuff, they will send you warnings and fines.
And I’ve heard of people having their insurance cancelled per say doing things like speeding even if it’s you know five mile an hour over a ten mile an hour over stuff that in the real world people do do sometimes you know and they’ve had their insurance canceled if you have your insurance canceled your future insurance that you tried to get will go up a shit-ton, so be careful when you get a black box again insure the box for me has been very very good.
I’ve had no problems they’ve just been mild limited and they’ve been really spot-on for me, so that’s something I’ve had a great experience with look around ask your friends ask your family and look around
for reviews on the Internet as well they’ll be very very telling be careful you could either save yourself a lot of money or cost yourself a lot of money with black boxes it does depend as well.
Tips For Getting Cheap Car Insurance As New Driver
How you know nice of a driver you are help how gentle of a driver you are if you’re someone who never speeds you are very smooth and you’re just you know very relaxed with your driving style then yeah sure go for the go for the any black box you fancy it will save you a lot of money if you are very relaxed driving , if you drive the strange times you do a lot of miles and you do a lot of sort of higher speed driving don’t don’t even touch black boxes because they will screw you.
Over a tip will work with some insurance companies too is adding responsible drivers on top of your insurance so say if you have yourself down as the main driver and I’m gonna wear push that point have yourself as the main driver and I’d say your mum and your dad, on top of that or a much older sibling who’s been driving for a long time that can on certain insurance companies bring the price down for example with my insurance.
I put my mom and my dad on top of it and this was as extra drivers not as the main drivers because that’s something could fronting if you say had your mum as a main driver and I was on top that’s fronting that’s illegal and that will get you done example I added my mom and my dad on top of my insurance, so I’m the main driver and my mom and dad can drive my car on top of the insurance that brought my price down by about three four hundred quid.
So I’ve heard that saving people thousands – like some someone was quite at four grand they added their mum on it brought it down to 1,900 quid so experiment with that on comparison websites remember to
clear your browser’s cookies in cash and all that and give it a run and see if it does bring the price down sometimes it won’t affect it on some insurance companies.